{"meta":{"Agreement":"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions","License":"https://openbanking.org.uk/open-licence","TermsOfUse":"https://openbanking.org.uk/terms","TotalResults":6,"LastUpdated":"2026-09-09T07:11:16.795Z"},"data":[{"Brand":{"BrandName":"Nationwide Building Society","PCA":[{"Identification":"FlexAccount","PCAMarketingState":[{"Overdraft":{"OverdraftTierBandSet":[{"TierBandMethod":"Whole","Identification":"Arranged Overdraft","OverdraftTierBand":[{"TierValueMin":"0","TierValueMax":"50","Notes":[],"OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"FeeType":"ArrangedOverdraft","FeeAmount":"0","ApplicationFrequency":"Monthly","CalculationFrequency":"Daily","Notes":[]}],"OverdraftFeeChargeCap":[]}],"Identification":"Arranged Overdraft Tier 1","OverdraftInterestChargingCoverage":"Tiered"},{"Identification":"Arranged Overdraft Tier 2","TierValueMin":"50.01","OverdraftInterestChargingCoverage":"Tiered","Notes":[],"OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"FeeType":"ArrangedOverdraft","FeeRate":"39.9","FeeRateType":"Gross","ApplicationFrequency":"Monthly","CalculationFrequency":"Daily","Notes":[]}],"OverdraftFeeChargeCap":[]}]}],"OverdraftFeesCharges":[],"Notes":[]},{"TierBandMethod":"Whole","Identification":"Unnarranged Overdraft","OverdraftTierBand":[{"TierValueMin":"0","Notes":[],"OverdraftFeesCharges":[]}],"OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"UnauthorisedBorrowing","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[" "]}],"OverdraftFeeChargeCap":[]}],"Notes":["Nationwide no longer offers unarranged overdrafts. 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"]},"OtherEligibility":[{"Type":"SoleUkAccount","Notes":["You must not let anyone else (including parents or guardians) use your account."],"Name":"Sole Account Holder"}],"CreditCheck":{"Notes":["We'll only credit score you with a hard credit search if you ask for an overdraft at aged 18 or over."]},"IDVerificationCheck":{"URL":"http://www.nationwide.co.uk/support/support-articles/manage-your-account/proving-your-identity","Notes":[]},"ResidencyEligibility":[{"ResidencyIncluded":["UK"],"Notes":["You must be UK resident to apply for a Nationwide Current Account"]}]},"MarketingState":"Regular","OtherFeesCharges":{"FeeChargeDetail":[{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutNonEEASterling","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutUKForeign","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAEuro","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerItem","FeeType":"ReportStatementCopy1","CalculationFrequency":"PerItem","FeeCategory":"Report","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"DraftsCounter","CalculationFrequency":"PerTransaction","FeeCategory":"BankersDrafts","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMNonSterlingWithdrawal","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransPOSSaleForeign","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMAbroad","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]}],"FeeChargeCap":[]},"CoreProduct":{"ServicingAccessChannels":["ATM","Branch","CallCentre","MobileBankingApp","Online","Post","PostOffice","Text"],"ProductURL":"https://www.nationwide.co.uk/current-accounts/flexone/","SalesAccessChannels":["Branch","CallCentre","Online"],"MonthlyMaximumCharge":"0.00","TcsAndCsURL":"https://www.nationwide.co.uk/current-accounts/help/terms/"},"Identification":"FlexOne","CreditInterest":{"TierBandSet":[{"TierBandMethod":"Tiered","CalculationMethod":"Compound","TierBand":[{"FixedVariableInterestRateType":"Variable","TierValueMinimum":"0.00","ApplicationFrequency":"Monthly","TierValueMaximum":"1000.00","CalculationFrequency":"Daily","Identification":"Variable Rate","AER":"2.00","Notes":[]},{"FixedVariableInterestRateType":"Variable","TierValueMinimum":"1000.01","ApplicationFrequency":"Monthly","CalculationFrequency":"Daily","Identification":"Variable Rate","AER":"0","Notes":[]}],"Notes":["2.00% AER/ 1.98% gross p.a. (variable) interest when you’re in credit (on balances up to £1,000)."],"CreditInterestEligibility":[]}]},"Notes":[]}],"Segment":["Youth"],"Name":"FlexOne","undefined":[]},{"Identification":"FlexPlus","PCAMarketingState":[{"Overdraft":{"OverdraftTierBandSet":[{"TierBandMethod":"Whole","Identification":"ArrangedOverdraft","OverdraftTierBand":[{"TierValueMin":"0","Identification":"Arranged Overdraft Tier 1","TierValueMax":"50","OverdraftInterestChargingCoverage":"Tiered","Notes":[],"OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"FeeType":"ArrangedOverdraft","FeeAmount":"0","ApplicationFrequency":"Monthly","CalculationFrequency":"Daily","Notes":[]}],"OverdraftFeeChargeCap":[]}]},{"Identification":"Arranged Overdraft Tier 2","TierValueMin":"50.01","OverdraftInterestChargingCoverage":"Tiered","Notes":[],"OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"FeeType":"ArrangedOverdraft","FeeRate":"39.9","FeeRateType":"Gross","ApplicationFrequency":"Monthly","CalculationFrequency":"Daily","Notes":[]}],"OverdraftFeeChargeCap":[]}]}],"OverdraftFeesCharges":[],"Notes":[]},{"TierBandMethod":"Whole","Identification":"Unnarranged Overdraft","OverdraftTierBand":[{"TierValueMin":"0","Notes":[],"OverdraftFeesCharges":[]}],"OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"UnauthorisedBorrowing","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[" "]}],"OverdraftFeeChargeCap":[]}],"Notes":["Nationwide no longer offers unarranged overdrafts. If you do accidentally exceed your arranged overdraft limit (meaning you won’t be able to use your account until you credit it again), we’ll only charge you for borrowing up to your arranged overdraft limit. So, our Monthly Maximum Charge for unarranged overdraft fees is £0."]}],"Notes":[]},"FeaturesAndBenefits":{"FeatureBenefitItem":[{"Type":"MotorBreakdown","Identification":"Breakdown and Recovery Assistance","FeatureBenefitEligibility":[{"Type":"Other","OtherType":{"Description":"Vehicles not UK registered are not covered under UK & European Breakdown and Recovery Assistance","Name":"Vehicle must be UK registered"},"Name":"Vehicle must be UK registered","Notes":[]}],"Notes":["UK and European breakdown assistance for account holder(s) in any eligible UK-registered vehicle (petrol diesel and electric), that they’re travelling in, whether as driver or a passenger.\n\nCover for anyone driving an eligible UK-registered vehicle registered to the account holder(s) and which is being used with their permission.\n\nAssistance provided at home and at the roadside with national recovery and onward travel.\n\nTheres no call out limit\n\nReplacement vehicle for up to 2 days in the UK or up to £120 a day towards a replacement vehicle in the rest of Europe. If a replacement vehicle is not possible, alternative transport costs or one night accommodation in a hotel will be covered, conditions apply.\nThere’s no excess to pay\n \nFor the full range of key features and benefits please visit\nhttps://www.nationwide.co.uk/current-accounts/flexplus/breakdown-cover/\n"],"Name":"UK & European Breakdown and Recovery Assistance"},{"Type":"TravelInsurance","Identification":"Travel Insurance","FeatureBenefitEligibility":[{"Type":"Other","OtherType":{"Description":"You are not eligible for the insurances if you are not a UK resident.","Name":"UK resident only"},"Name":"UK resident only","Notes":[]}],"Name":"Worldwide family travel insurance","Notes":["Worldwide Travel Insurance is for FlexPlus account holders, their partners, and dependent children.\n\nCover for missed departure, alternative travel and accommodation costs to help reach your destination if there are unexpected delays, up to £1,000.\n\nTrip cancellation cover, up to £5,000, conditions apply.\n\nTravel delay cover if transport is delayed for more than 12 hours up to £250.\n\nEmergency medical expenses cover including bringing you home up to £10 million.\n\nAlternative travel for disruptions, you can get alternative travel arrangements for up to £5,000.\n\nPersonal belongings cover if you’re belongings are lost, stolen or accidently damaged during your trip, up to £1,500. Item limits apply.\n\nFor the full range of key features and benefits please visit https://www.nationwide.co.uk/current-accounts/flexplus/travel-insurance/\n"]},{"Type":"TechnologyInsurance","Identification":"Mobile Insurance","FeatureBenefitEligibility":[{"Type":"Other","OtherType":{"Description":"You are not eligible for the insurances if you are not a UK resident.","Name":"UK resident only"},"Name":"UK resident only","Notes":[]}],"Notes":["The Mobile Phone insurance is for FlexPlus account holders, their partners, and dependent children.\n\nIt comes with worldwide cover for mobile phones up to a maximum value of £2,000 (including VAT) per claim.\n\nCover for accessories lost, stolen or damaged at the same time as your mobile phone are included, limits apply.\n\nCover for unauthorised network charges as a result of someone else using your phone without your permission. limits apply.\n\nPlease note excesses will apply and there is a maximum of 4 successful claims per account in any 12 month period.\n\nReplacements will be from refurbished stock, when repairs are undertaken these may include unbranded parts.\n\nFor the full range of key features and benefits please visit http://www.nationwide.co.uk/current-accounts/flexplus/mobile-phone/\n"],"Name":"Worldwide Family Mobile Phone Insurance"},{"Type":"Travel","Identification":"Free cash withdrawals abroad","Name":"Commission-free cash withdrawals abroad","Textual":"There are no Nationwide transaction fees for using your card abroad or in a foreign currency ","Notes":[],"FeatureBenefitEligibility":[]},{"Type":"Other","Identification":"Credit Interest","Notes":["No Interest on FlexPlus"],"FeatureBenefitEligibility":[]},{"Identification":"Push Alerts","Type":"AccountManagement","Textual":"We can send alerts to your mobile to help you manage your account.  These will either be sent by Text via your mobile phone network provider or via Push via the internet.","Notes":[],"FeatureBenefitEligibility":[]}],"Card":[{"Type":"DebitCard","Scheme":["Visa"],"ContactlessIndicator":true,"Notes":["Contactless opt-out available on request"]}],"FeatureBenefitGroup":[],"MobileWallet":[]},"Eligibility":{"AgeEligibility":{"MinimumAge":18,"Notes":[]},"CreditCheck":{"ScoringType":"Hard","Notes":[]},"IDVerificationCheck":{"URL":"http://www.nationwide.co.uk/support/support-articles/manage-your-account/proving-your-identity","Notes":[]},"ResidencyEligibility":[{"ResidencyIncluded":["UK"],"Notes":["You must be UK resident to apply for a Nationwide Current Account"]}],"OtherEligibility":[{"Name":"Personal Use Only","Description":"This account is for personal use only","Type":"Other","Notes":[]}]},"MarketingState":"Regular","OtherFeesCharges":{"FeeChargeDetail":[{"ApplicationFrequency":"StatementMonthly","FeeType":"ServiceCAccountFeeMonthly","CalculationFrequency":"StatementMonthly","FeeCategory":"Servicing","Notes":["£18 monthly account fee"],"FeeAmount":"18.00"},{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"15.00","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutNonEEASterling","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"15.00","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutUKForeign","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"15.00","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerItem","FeeType":"ChqStopped","CalculationFrequency":"PerItem","FeeCategory":"Cheque","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerItem","FeeType":"ChqCopy","CalculationFrequency":"PerItem","FeeCategory":"Cheque","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerItem","FeeType":"ReportStatementCopy1","CalculationFrequency":"PerItem","FeeCategory":"Report","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"DraftsCounter","CalculationFrequency":"PerTransaction","FeeCategory":"BankersDrafts","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMNonSterlingWithdrawal","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransPOSSaleForeign","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMAbroad","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]}],"FeeChargeCap":[]},"CoreProduct":{"ServicingAccessChannels":["ATM","Branch","CallCentre","MobileBankingApp","Online","Post","PostOffice","Text"],"ProductURL":"https://www.nationwide.co.uk/current-accounts/flexplus/","SalesAccessChannels":["Branch","CallCentre","Online"],"MonthlyMaximumCharge":"0.00","TcsAndCsURL":"https://www.nationwide.co.uk/current-accounts/help/terms/"},"Identification":"FlexPlus","Notes":[]}],"Segment":["Packaged"],"Name":"FlexPlus","undefined":[]},{"Identification":"FlexStudent","PCAMarketingState":[{"StateTenurePeriod":"Year","Overdraft":{"OverdraftTierBandSet":[{"OverdraftTierBand":[{"TierValueMax":"1000.00","BankGuaranteedIndicator":true,"TierValueMin":"0.01","EAR":"0","OverdraftInterestChargingCoverage":"Whole","Identification":"1st Year","OverdraftFeesCharges":[{"OverdraftFeeChargeCap":[{"CappingPeriod":"Day","FeeType":["ArrangedOverdraft"],"MinMaxType":"Maximum","FeeCapAmount":"0","Notes":[],"OtherFeeType":[]}],"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"ArrangedOverdraft","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[]}]},{"OverdraftFeeChargeCap":[{"CappingPeriod":"Day","FeeType":["UnauthorisedBorrowing"],"MinMaxType":"Maximum","FeeCapAmount":"0","Notes":[],"OtherFeeType":[]}],"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"UnauthorisedBorrowing","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[]}]}],"Notes":["To keep your interest-free arranged overdraft, you need to pay £500 into your account each academic term. Another option is to pay in at least £1,500 in two or more payments in the past year"]}],"OverdraftType":"Committed","TierBandMethod":"Whole","AuthorisedIndicator":true,"Identification":"1st Year","OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"ArrangedOverdraft","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[" "]}],"OverdraftFeeChargeCap":[]}],"Notes":["You can borrow up to £1,000 in your first year, £2,000 in your second year and £3,000 in your third year. Your limit will stay at £3,000 if your course is longer than 3 years."]}],"Notes":[]},"FeaturesAndBenefits":{"FeatureBenefitItem":[{"Type":"AccountManagement","Identification":"Banking App","Notes":["You'll need to register for online banking before you can use our app. If you're already registered, you can get started straight away."],"Name":"Banking App","FeatureBenefitEligibility":[]},{"Type":"Other","Identification":"0% Credit Interest","Notes":["0% (variable) on balances"],"FeatureBenefitEligibility":[]},{"Type":"Other","Identification":"Interest and fee free overdraft","Notes":["Your flexible interest-free and fee-free overdraft. FlexStudent Overdraft Representative Example: If you use an arranged overdraft of £1,000 the amount we will charge you is 0p per day (variable)"],"FeatureBenefitEligibility":[]},{"Identification":"Push Alerts","Type":"AccountManagement","Textual":"We can send alerts to your mobile to help you manage your account.  These will either be sent by Text via your mobile phone network provider or via Push via the internet.","Notes":[],"FeatureBenefitEligibility":[],"Name":"Push Alerts"}],"Card":[{"Type":"DebitCard","Scheme":["Visa"],"ContactlessIndicator":true,"Notes":["Contactless opt-out available on request"]}],"FeatureBenefitGroup":[],"MobileWallet":[]},"Eligibility":{"AgeEligibility":{"MinimumAge":18,"Notes":["You must be starting your course at a UK institution in 5 months or less, or have at least 6 months remaining on your course"]},"OtherEligibility":[{"Type":"UCASFulltimeTwoYears","Notes":["Studying on a full-time UCAS registered course of two or more years’ duration."],"Name":"Full Time UCAS Course"}],"CreditCheck":{"ScoringType":"Hard","Notes":[]},"IDVerificationCheck":{"URL":"http://www.nationwide.co.uk/support/support-articles/manage-your-account/proving-your-identity","Notes":[]},"ResidencyEligibility":[{"ResidencyIncluded":["UK"],"Notes":["You must be UK resident and have spent at least 3 years in the UK to apply for a Nationwide Current Account"]}]},"MarketingState":"Regular","OtherFeesCharges":{"FeeChargeDetail":[{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutNonEEASterling","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutUKForeign","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAEuro","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerItem","FeeType":"ReportStatementCopy1","CalculationFrequency":"PerItem","FeeCategory":"Report","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"DraftsCounter","CalculationFrequency":"PerTransaction","FeeCategory":"BankersDrafts","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMNonSterlingWithdrawal","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransPOSSaleForeign","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMAbroad","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]}],"FeeChargeCap":[]},"CoreProduct":{"ServicingAccessChannels":["ATM","Branch","CallCentre","MobileBankingApp","Online","Post","PostOffice","Text"],"ProductURL":"https://www.nationwide.co.uk/current-accounts/flexstudent/","SalesAccessChannels":["Branch","CallCentre","Online"],"MonthlyMaximumCharge":"0","TcsAndCsURL":"https://www.nationwide.co.uk/current-accounts/help/terms/"},"Identification":"R1","StateTenureLength":1,"Notes":["Overdraft limit varies per year starting at £1,000 in your first year of study"],"FirstMarketedDate":"2016-08-01","LastMarketedDate":"2099-12-31","CreditInterest":{"TierBandSet":[{"TierBandMethod":"Tiered","TierBand":[{"FixedVariableInterestRateType":"Variable","TierValueMinimum":"0","ApplicationFrequency":"Monthly","BankInterestRateType":"Gross","CalculationFrequency":"Daily","Identification":"Interest","DepositInterestAppliedCoverage":"Tiered","AER":"0"},{"FixedVariableInterestRateType":"Fixed","TierValueMinimum":"0","ApplicationFrequency":"Monthly","CalculationFrequency":"Daily","Identification":"Interest","AER":"0"}],"Notes":["0% AER/gross p.a. (variable) interest when you’re in credit"]}]}},{"StateTenurePeriod":"Year","FeaturesAndBenefits":{"FeatureBenefitItem":[{"Type":"AccountManagement","Identification":"Banking App","Notes":["You'll need to register for online banking before you can use our app. If you're already registered, you can get started straight away."],"Name":"Banking App","FeatureBenefitEligibility":[]},{"Type":"Other","Identification":"0% Credit Interest","Notes":[],"FeatureBenefitEligibility":[]},{"Type":"Other","Identification":"Interest and fee free overdraft","Notes":["Your flexible interest-free and fee-free overdraft. FlexStudent Overdraft Representative Example: If you use an arranged overdraft of £1,000 the amount we will charge you is 0p per day (variable)"],"FeatureBenefitEligibility":[]},{"Identification":"Push Alerts","Type":"AccountManagement","Textual":"We can send alerts to your mobile to help you manage your account.  These will either be sent by Text via your mobile phone network provider or via Push via the internet.","Notes":[],"FeatureBenefitEligibility":[],"Name":"Push Alerts"}],"Card":[{"Type":"DebitCard","Scheme":["Visa"],"ContactlessIndicator":true,"Notes":["Contactless opt-out available on request"]}],"FeatureBenefitGroup":[],"MobileWallet":[]},"PredecessorID":"R1","Eligibility":{"AgeEligibility":{"MinimumAge":18,"Notes":["You must be starting your course at a UK institution in 5 months or less, or have at least 6 months remaining on your course"]},"OtherEligibility":[{"Type":"UCASFulltimeTwoYears","Notes":["Studying on a full-time UCAS registered course of two or more years’ duration."],"Name":"Full Time UCAS Course"}],"CreditCheck":{"ScoringType":"Hard","Notes":[]},"IDVerificationCheck":{"URL":"http://www.nationwide.co.uk/support/support-articles/manage-your-account/proving-your-identity","Notes":[]},"ResidencyEligibility":[{"ResidencyIncluded":["UK"],"Notes":["You must be UK resident and have spent at least 3 years in the UK to apply for a Nationwide Current Account"]}]},"OtherFeesCharges":{"FeeChargeDetail":[{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutNonEEASterling","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"0.00","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutUKForeign","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAEuro","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0.00","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerItem","FeeType":"ReportStatementCopy1","CalculationFrequency":"PerItem","FeeCategory":"Report","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"DraftsCounter","CalculationFrequency":"PerTransaction","FeeCategory":"BankersDrafts","FeeAmount":"0.00","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMNonSterlingWithdrawal","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransPOSSaleForeign","FeeRate":"0.00","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMAbroad","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]}],"FeeChargeCap":[]},"Identification":"R2","StateTenureLength":1,"CreditInterest":{"TierBandSet":[{"TierBandMethod":"Tiered","TierBand":[{"FixedVariableInterestRateType":"Variable","TierValueMinimum":"0","ApplicationFrequency":"Monthly","BankInterestRateType":"Gross","CalculationFrequency":"Daily","Identification":"Interest","DepositInterestAppliedCoverage":"Tiered","AER":"0","Notes":["For all balances no interest will be paid"]},{"FixedVariableInterestRateType":"Fixed","TierValueMinimum":"0","ApplicationFrequency":"Monthly","CalculationFrequency":"Daily","Identification":"0","AER":"0"}],"Notes":["0% AER/gross p.a. (variable) interest when you’re in credit"]}]},"Overdraft":{"OverdraftTierBandSet":[{"OverdraftTierBand":[{"TierValueMax":"2000.00","BankGuaranteedIndicator":true,"TierValueMin":"0.01","EAR":"0","OverdraftInterestChargingCoverage":"Whole","Identification":"2nd Year","OverdraftFeesCharges":[{"OverdraftFeeChargeCap":[{"CappingPeriod":"Day","FeeType":["ArrangedOverdraft"],"MinMaxType":"Maximum","FeeCapAmount":"0","Notes":[],"OtherFeeType":[]}],"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"ArrangedOverdraft","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[]}]},{"OverdraftFeeChargeCap":[{"CappingPeriod":"Day","FeeType":["UnauthorisedBorrowing"],"MinMaxType":"Maximum","FeeCapAmount":"0","Notes":[],"OtherFeeType":[]}],"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"UnauthorisedBorrowing","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[]}]}],"Notes":["To keep your interest-free arranged overdraft, you need to pay £500 into your account each academic term. Another option is to pay in at least £1,500 in two or more payments in the past year\n\t\n"]}],"OverdraftType":"Committed","TierBandMethod":"Whole","AuthorisedIndicator":true,"Identification":"2nd Year","OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"ArrangedOverdraft","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[" "]}],"OverdraftFeeChargeCap":[]}],"Notes":["You can borrow up to £1,000 in your first year, £2,000 in your second year and £3,000 in your third year. Your limit will stay at £3,000 if your course is longer than 3 years."]}],"Notes":[]},"MarketingState":"Regular","CoreProduct":{"ServicingAccessChannels":["ATM","Branch","CallCentre","MobileBankingApp","Online","Post","PostOffice","Text"],"ProductURL":"https://www.nationwide.co.uk/current-accounts/flexstudent/","SalesAccessChannels":["Branch","CallCentre","Online"],"MonthlyMaximumCharge":"0","TcsAndCsURL":"https://www.nationwide.co.uk/current-accounts/help/terms/"},"Notes":["Overdraft Facility"],"FirstMarketedDate":"2016-08-01","LastMarketedDate":"2099-12-31"},{"StateTenurePeriod":"Year","FeaturesAndBenefits":{"FeatureBenefitItem":[{"Type":"AccountManagement","Identification":"Banking App","Notes":["You'll need to register for online banking before you can use our app. If you're already registered, you can get started straight away."],"Name":"Banking App","FeatureBenefitEligibility":[]},{"Type":"Other","Identification":"0% Credit Interest","Notes":["0% (variable) on all balances"],"FeatureBenefitEligibility":[]},{"Type":"Other","Identification":"Interest and fee free overdraft","Notes":["Your flexible interest-free and fee-free overdraft. FlexStudent Overdraft Representative Example: If you use an arranged overdraft of £1,000 the amount we will charge you is 0p per day (variable)"],"FeatureBenefitEligibility":[]},{"Identification":"Push Alerts","Type":"AccountManagement","Textual":"We can send alerts to your mobile to help you manage your account.  These will either be sent by Text via your mobile phone network provider or via Push via the internet.","Notes":[],"FeatureBenefitEligibility":[],"Name":"Push Alerts"}],"Card":[{"Type":"DebitCard","Scheme":["Visa"],"ContactlessIndicator":true,"Notes":["Contactless opt-out available on request"]}],"FeatureBenefitGroup":[],"MobileWallet":[]},"PredecessorID":"R2","Eligibility":{"AgeEligibility":{"MinimumAge":18,"Notes":["You must be starting your course at a UK institution in 5 months or less, or have at least 6 months remaining on your course"]},"OtherEligibility":[{"Type":"UCASFulltimeTwoYears","Notes":["Studying on a full-time UCAS registered course of two or more years’ duration."],"Name":"Full Time UCAS Course"}],"CreditCheck":{"ScoringType":"Hard","Notes":[]},"IDVerificationCheck":{"URL":"http://www.nationwide.co.uk/support/support-articles/manage-your-account/proving-your-identity","Notes":[]},"ResidencyEligibility":[{"ResidencyIncluded":["UK"],"Notes":["You must be UK resident and have spent at least 3 years in the UK to apply for a Nationwide Current Account"]}]},"OtherFeesCharges":{"FeeChargeDetail":[{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"CHAPSOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutNonEEASterling","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"0.00","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransSWIFTOutUKForeign","CalculationFrequency":"PerTransaction","FeeCategory":"International","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAEuro","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0.00","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAIn","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"SEPAOut","CalculationFrequency":"PerTransaction","FeeCategory":"PaymentScheme","FeeAmount":"0.00","Notes":[]},{"ApplicationFrequency":"PerItem","FeeType":"ReportStatementCopy1","CalculationFrequency":"PerItem","FeeCategory":"Report","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"DraftsCounter","CalculationFrequency":"PerTransaction","FeeCategory":"BankersDrafts","FeeAmount":"0","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMNonSterlingWithdrawal","FeeRate":"0.00","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"TransPOSSaleForeign","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]},{"ApplicationFrequency":"PerTransaction","FeeType":"ATMAbroad","FeeRate":"0","CalculationFrequency":"PerTransaction","FeeRateType":"Gross","FeeCategory":"Foreign","Notes":[]}],"FeeChargeCap":[]},"Identification":"R3","StateTenureLength":1,"CreditInterest":{"TierBandSet":[{"TierBandMethod":"Tiered","TierBand":[{"FixedVariableInterestRateType":"Variable","TierValueMinimum":"0","ApplicationFrequency":"Monthly","BankInterestRateType":"Gross","CalculationFrequency":"Daily","Identification":"Interest","DepositInterestAppliedCoverage":"Tiered","AER":"0","Notes":["For all balances no interest will be paid"]},{"FixedVariableInterestRateType":"Fixed","TierValueMinimum":"0","ApplicationFrequency":"Monthly","CalculationFrequency":"Daily","Identification":"All Balances","AER":"0"}],"Notes":["0% AER/gross p.a. (variable) interest when you’re in credit (on balances up to £1,000)."]}]},"Overdraft":{"OverdraftTierBandSet":[{"OverdraftTierBand":[{"TierValueMax":"3000.00","BankGuaranteedIndicator":true,"TierValueMin":"0.01","EAR":"0","OverdraftInterestChargingCoverage":"Whole","Identification":"3rd Year","OverdraftFeesCharges":[{"OverdraftFeeChargeCap":[{"CappingPeriod":"Day","FeeType":["ArrangedOverdraft"],"MinMaxType":"Maximum","FeeCapAmount":"0","Notes":[],"OtherFeeType":[]}],"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"ArrangedOverdraft","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[]}]},{"OverdraftFeeChargeCap":[{"CappingPeriod":"Day","FeeType":["UnauthorisedBorrowing"],"MinMaxType":"Maximum","FeeCapAmount":"0","Notes":[],"OtherFeeType":[]}],"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"UnauthorisedBorrowing","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[]}]}],"Notes":["To keep your interest-free arranged overdraft, you need to pay £500 into your account each academic term. Another option is to pay in at least £1,500 in two or more payments in the past year"]}],"OverdraftType":"Committed","TierBandMethod":"Whole","AuthorisedIndicator":true,"Identification":"3rd Year","OverdraftFeesCharges":[{"OverdraftFeeChargeDetail":[{"ApplicationFrequency":"Monthly","FeeType":"ArrangedOverdraft","CalculationFrequency":"Daily","FeeAmount":"0","Notes":[" "]}],"OverdraftFeeChargeCap":[]}],"Notes":["You can borrow up to £1,000 in your first year, £2,000 in your second year and £3,000 in your third year. Your limit will stay at £3,000 if your course is longer than 3 years."]}],"Notes":[]},"MarketingState":"Regular","CoreProduct":{"ServicingAccessChannels":["ATM","Branch","CallCentre","MobileBankingApp","Online","Post","PostOffice","Text"],"ProductURL":"https://www.nationwide.co.uk/current-accounts/flexstudent/","SalesAccessChannels":["Branch","CallCentre","Online"],"MonthlyMaximumCharge":"0","TcsAndCsURL":"https://www.nationwide.co.uk/current-accounts/help/terms/"},"Notes":["Overdraft Facility"],"FirstMarketedDate":"2016-08-01","LastMarketedDate":"2099-12-31"}],"Segment":["Student"],"Name":"FlexStudent","undefined":[]}]}}]}